Acquiring Horse Insurance for Your Horse is Essential - Here's Why

Tagged as: horse insurance nz, horse insurance, best horse insurance.

Have you thought of getting insurance for your pets? If not, then you should! If you have horses, you must be insured with certain things.

The horse insurance NZ industry has grown rapidly over the past few years and for good reason. Horse owners have a lot to think about when it comes to protecting their animals, from health and safety issues to preventing theft and more. 

But don't worry! We've got you covered on everything you need for your horse's insurance needs. In our guide below, we'll answer all your questions about acquiring horse insurance so that you can be sure your steed is safe from harm.

What is horse insurance?

Horse insurance is a policy that protects you, the horse owner, from financial loss in case of an accident. It's not a replacement for veterinary care and will not cover preventative care.

However, if your horse were to be injured and require treatment (including surgery) then the insurance company will pay those bills on your behalf up to the amount specified by your policy.

Why should I get horse insurance?

  • You won't have to worry about paying for any unexpected costs.
  • If you have an accident, your horse insurance will help get you back on your feet.
  • It protects your horse from theft or injury--and ensures that they get the best care possible if they do happen to fall ill or become injured.
  • It also protects against lawsuits, which are very common in equestrian sports like jumping and polo (which is why it's important to know how much liability coverage you need).

What does horse insurance cover?

It is important to know what horse insurance covers. Horse Insurance NZ can be used to protect your horse in case of injury or illness, theft and damage to property. It also provides coverage for vet bills if your horse requires medical attention.

Is horse insurance expensive?

It's true that horse insurance can be quite expensive, but it all depends on the age, breed and value of your horse. To get an accurate quote for your particular animal(s), you'll need to answer some questions about their past health history and present condition. You can get these answers from your veterinarian or farrier (horseshoe).

If you take care of yourself and keep up with regular check-ups at the vet's office then chances are good that they will give you a good quote online or over the phone without even needing to see them in person first! Some companies may offer discounts if certain criteria are met such as paying for multiple policies together or being part of an association where there are lots of members who want similar coverage options as well."

Final Thoughts 

We hope you understand the importance of getting horse insurance NZ is a  great way to protect your investment in your horse. Not only does it cover injuries or death, but also helps with vet bills and other expenses that may arise from illness or accidents. It's important to get started on this process as soon as possible so you can get coverage before anything happens!

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Published May 04, 2023